Last updated: January 2, 2026

Terms & Conditions

By accessing and using prismhorizonxpr.com, you agree to the following terms and conditions. If you disagree with any part of them, please do not use the site or our services.

1. Service provider

Prismhorizonxpr LLC, duly registered with the Puerto Rico Department of State (File No. 458920-2024), EIN 87-4938265 and Merchant License 168-29384, with offices at Ave. Ponce de León 1357, Suite 402, San Juan, PR 00907.

2. Nature of the service

We provide information, guidance and administrative support regarding public assistance programs. We are not a government agency or a law firm; our services do not replace specialized legal or tax advice.

3. Eligibility

To use the site you must be 18 years or older and provide truthful information. We reserve the right to refuse service if information is incomplete or false.

4. Fees and free services

The initial verification and the first consultation are free of charge. Any additional service will be quoted in writing and require your prior acceptance. We never request advance payments to apply for public benefits.

5. Intellectual property

Site content (texts, images, logos) is protected by applicable intellectual property laws in Puerto Rico and the United States. Reproduction is prohibited without written authorization.

6. Limitation of liability

While we make every effort to keep information current for 2026, we do not guarantee the approval of any program or its continued availability. We are not responsible for decisions made by federal or state agencies.

7. External links

The site may contain links to official sites such as FEMA, HUD, USDA and the Puerto Rico Treasury Department. We do not control those sites and are not responsible for their content or policies.

8. Governing law and jurisdiction

These terms are governed by the laws of the Commonwealth of Puerto Rico and applicable U.S. federal laws. Any dispute will be submitted to the courts located in San Juan, Puerto Rico.

9. Changes

We may update these terms at any time. The version in effect will always be the one posted on this page, along with the relevant update date.

10. Contact

For questions or complaints, please write to info@prismhorizonxpr.com or call +1 (787) 522-0148 during business hours.

Prismhorizonxpr

Prismhorizonxpr is a financial guidance center focused on Puerto Rican families and small local businesses. We work with certified counselors and refer to official federal and state programs.

Prismhorizonxpr is a private guidance company. It is not a government agency and is not affiliated with FEMA, HUD, USDA, the Puerto Rico Treasury Department or the U.S. Department of the Treasury. All official names and logos belong to their respective owners.

Contact

Prismhorizonxpr LLC

Commercial Registry: Puerto Rico Department of State, File No. 458920-2024

EIN (Tax ID): 87-4938265

Merchant License: 168-29384

Jurisdiction: Commonwealth of Puerto Rico

Year of incorporation: 2024

We comply with PR Merchant Law 75, applicable HIPAA provisions and U.S. Treasury federal regulations.

© 2026 Prismhorizonxpr · All rights reserved.

San Juan · Caguas · Ponce · Mayagüez · Aguadilla