Financial guidance center · Puerto Rico

Free verification of every state and federal aid you may qualify for.

We accompany families across San Juan, Caguas, Ponce, Mayagüez and Aguadilla to access tax credits, housing subsidies and recovery funds, with no red tape and no hidden costs.

Official programs: FEMA · HUD · USDA Rural Development · Puerto Rico Treasury Department

12,400+
Families guided
$48M
Refunds managed
38
Programs covered
98%
Satisfaction
Familia puertorriqueña frente a su casita en San Juan

Verified · 2026

FEMA · HUD · USDA · Hacienda PR

Concrete benefits

Discover how to truly maximize your family's budget.

We translate complex public programs into simple language so you can take advantage of them stress-free.

Start my free check
  • Refunds & subsidies

    We handle your tax refunds and the application for all subsidies you qualify for (CRCD, food assistance, housing programs).

  • Federal funds within reach

    Federal funds (FEMA, HUD, USDA) and Puerto Rico recovery plans: check your chances of receiving financial assistance right now.

  • Zero red tape

    Forget the paperwork maze. Fast handling of your case files by a dedicated expert.

  • More income, no extra hours

    Increase your income without working more: claim your legal rights (tax credits, exemptions, disaster relief).

  • Free audit

    A free audit of your current financial situation, with no commitment and full confidentiality.

  • Targeted help

    Targeted help: housing, education, entrepreneurship. We find the right fit for you.

Three pillars of support

Verified programs and opportunities

We work alongside federal and state agencies so the money reaches the families it is meant for.

Happy Puerto Rican family in front of their casita with the Puerto Rican flag
Tax credits

Did you know you may qualify for a tax credit or social assistance?

Verify your eligibility for free. We identify Earned Income Tax Credit, Child Tax Credit and the local Treasury credit that many Puerto Rican families miss every year.

  • Full review of the last 3 tax years
  • Bilingual support in English and Spanish
  • Confidential appointment, no upfront fee
Check my eligibility
Hands on a laptop with a Puerto Rican cafecito and federal documents
Federal funds & recovery

Federal funds (FEMA, HUD, USDA) and the Puerto Rico recovery plan

Opportunities for everyone. Discover how to take advantage of them for housing, small business, post-hurricane repairs or rural development across the island.

  • Updated 2026 map of available funds
  • Support with Vivienda PR and CDBG-DR applications
  • Coordination with USDA Rural Development
Explore available funds
Senior counselor advising a client with administrative documents
Advisory & paperwork

We walk you through every administrative step and prepare your case file.

Expert help online. An assigned counselor reviews SNAP, WIC and Treasury payment plans with you, step by step and at your own pace.

  • A dedicated counselor throughout the process
  • Reminders and follow-ups by secure email
  • Support for seniors and low-income households
Schedule a consultation
A simple 4-step process

How we work with you

A clear, transparent method that respects your time.

Verified · 202624h
  1. 01

    Initial verification

    Answer a short, secure questionnaire about your situation. Our system cross-checks the programs available in 2026.

  2. 02

    Audit with an expert

    A certified counselor reviews your profile and delivers a report of the benefits you can apply for.

  3. 03

    Case file preparation

    We gather, organize and file your forms with the relevant agencies.

  4. 04

    Follow-up & outcome

    We keep you informed at every stage until funds are released or you receive an official confirmation.

Don't leave your money with the government!

Request a free advisory appointment. We get back to you within 24 business hours.

Voices from the island

Real stories from Puerto Rican families

Every case is unique; the outcomes, just as real.

“I spent two years trying to navigate the CDBG-DR forms. The team helped me file my case and we received aid to repair my mother's roof.”

María del Carmen R.

Caguas, PR

HUD aid approved
“I'm a baker and I thought tax credits weren't for me. Turns out I had three years of pending refunds. I recovered enough to invest in a new oven.”

Luis Ángel M.

Mayagüez, PR

$7,840 recovered
“They guided us patiently and in clear language. Today we receive food assistance and a fair payment plan with Treasury.”

Doña Carmen & Don Rafael

Ponce, PR

Payment plan approved
Frequently asked questions

What people ask us most in 2026

Monthly newsletter

Get alerts on new aid programs and key deadlines

Subscribe to receive the latest FEMA, HUD and Treasury programs, plus practical tips for your household.

  • Official programs: FEMA · HUD · USDA Rural Development · Puerto Rico Treasury Department
  • Your data is protected.
Prismhorizonxpr

Prismhorizonxpr is a financial guidance center focused on Puerto Rican families and small local businesses. We work with certified counselors and refer to official federal and state programs.

Prismhorizonxpr is a private guidance company. It is not a government agency and is not affiliated with FEMA, HUD, USDA, the Puerto Rico Treasury Department or the U.S. Department of the Treasury. All official names and logos belong to their respective owners.

Contact

Prismhorizonxpr LLC

Commercial Registry: Puerto Rico Department of State, File No. 458920-2024

EIN (Tax ID): 87-4938265

Merchant License: 168-29384

Jurisdiction: Commonwealth of Puerto Rico

Year of incorporation: 2024

We comply with PR Merchant Law 75, applicable HIPAA provisions and U.S. Treasury federal regulations.

© 2026 Prismhorizonxpr · All rights reserved.

San Juan · Caguas · Ponce · Mayagüez · Aguadilla